Lifestyle organization

Organization Can Save You Hundreds

Organization Can Save You Hundreds

Organization is something that I need to work on. I’m a mom, work part-time, run a household, and of course, I blog. If I don’t stay organized important things may go undone.

For a period of time, the strategy I implemented was messy. Write tasks on a piece of paper sticking dates next to each item and calling it a day. Somewhat organized but improvements could have been made.

Recently I learned first hand how poor organization can cause a huge headache and possibly cost you hundreds.

The Mistake Worth Hundreds

We got an amazing deal on a Samsung washer and a huge decorative mirror for my outfit of the day posts.

Thru Acima we were approved for 90 days same as cash lease which was great! No interest and it would be paid off very quickly. My payoff date would be July 1st – that info was jotted in my monthly calendar.

The thing is, that calendar is no longer referenced much. It was used it religiously when I was pregnant. I was working full time, going to school, and had my regular doctor visits. Life was hectic and a monthly calendar allowed me to take a look at what was happening in the future and plan out my months better. But now, it’s basically a dust collector.

Fast forward to my payoff date. I had been paying weekly payments towards my washer as part of my lease and had a little under $175 left to pay. That morning I logged onto Acima’s site and my heart dropped. My payoff date was the day before… Can you imagine the look on my face when I saw a balance of $547.45?!?! I freaked!

 

 

Not only was I beating myself up for relying on my faulty memory but now I was going to have to pay all of the interest on something that was almost paid off. I was pissed! I sat staring at my screen wondering how I was going to explain this to Chris. I knew he would be pissed as well.

Calling customer service was my solution. Working many years in customer service has taught me that most of the time companies are willing to work with you as long as you treat them with respect and don’t let your current frustration get the best of you. Using the live feature on Acima’s site I explained my situation to the customer service rep. I asked if there was anything that could be done about the situation.

Miracles do happen the representative explained to me that they offer a 3 day grace period and would be able to adjust my balance to the amount before interest. I was tremendously relieved. I literally just saved hundreds of dollars!

It Could Have All Been Avoided

Back to organization…

I am fully aware that I could have avoided this whole dilemma if I would have stayed on top of my monthly calendar and added this to my weekly calendar. Like previously mentioned, I would normally write things out that needed to be done and put a date next to it.

With my printable, I made a simple Monday – Friday calendar with a few lines underneath and boxes to check off when done. This is the first step in revamping my organization system.

Honestly, I think that I need to create my own monthly calendar to tailor my needs and then, maybe, ill be able to get rid of my weekly one altogether.

Don’t be like me get your s*it together and start using a weekly calendar. Whether its mine or something from online. The point is to come up with an organization plan that works for you and that you can implement daily.

Do you have an organization plan? I’d love to read about it in the comments.

 

 

 

 

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20 Replies to “Organization Can Save You Hundreds”

  1. I am an organization queen and it was beyond spectacular when I was pregnant but it is so hard to keep it up with a little one running around but spreadsheets and calendars have saved our butts more than once! These are fabulous tips!

    1. Thank you Sara! I have reached the Terrible 2’s stage and that is what influenced me to become a more organized person. I find myself forgetting things or misplacing things and that can cause quite a headache. What type of spreadsheets do you use?

    1. Hey Holly!

      I’ll admit the whole “being organized” thing is new to me lol but it definitely makes me happy seeing the progress I am making 🙂

  2. I try so hard to be organized, but I am terrible at it! You are so right about calling customer service. I used to work in it as well and people can be so mean and that will get you nowhere. IF anything can be done, they will do it for nice people who genuinely care about the other person on the call.

    1. Hi Samantha!

      Believe me, I know! Being organized can be quite difficult. Especially when you have a lot on your plate.
      I currently work in Customer Service. I receive mean calls on the daily. If they were nicer I’d go above and beyond to help. Cussing and putting me down isn’t going to solve anything at all. It will actually make a CS Rep want to help you out even less.

  3. I still use a paper calendar. I spend time every week reviewing my appointment, to-do lists, bills due, etc. I haven’t found an electronic replacement that keeps me organized in quite the same way,

    1. Hey Christa!

      I am dabbling with Google Calander right now. I would prefer an electronic method but for now, my weekly calendar is working just fine for me 🙂

  4. This is why automatic payments are amazing! I never have to worry about forgetting. For the ones that don’t offer this, they often send me a letter in the mail and I pay it ASAP. I never put things off.

    1. Hi Diana,

      I agree with you automatic payments are amazing. However, this specific company only allowed me to set up automatic payments for my weekly payments, not my final payoff amount. I am also a firm believer in paying debt off asap but unfortunately, it was a tough month with lots of unexpected expenses.

  5. Yikes! Happy you got that taken care of. It never hurts to at least ask! Thanks for sharing this post and reminder about an important topic. It was a great read!

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